5 reasons you need a personal injury lawyer

If you have made a personal injury claim or a lawsuit, you are likely to come across an insurance adjuster. The world of insurance can get complicated. Here are 5 reasons why you should not handle insurance companies without consulting with personal injury lawyers.

1. Insurance companies are profit driven

It is important to bear in mind that insurance companies are business entities. This means that profit is their main goal. Another aspect of insurance companies is that they derive most of their profits from investment. When you pay your premiums, this money is put to use so as to generate more profit. This explains why they are usually not willing to part with huge sums of money. They will always seek to find a way to pay the least amount possible. For instance, they may only want to part with the cost of paying the basic medical bills. They may not be willing to offer compensation for psychological injuries, mental anguish and other emotional distress damages. In some cases, they have been known to deny claims. This is why you need to engage injury lawyers when making a claim. You may find more information at Preszler Law if you need additional resources.

2. Quick settlements can hurt you in the long run

Insurance companies will offer you a quick settlement mostly for their interests and not yours. Many people make the mistake of accepting a quick settlement. When you have medical payments to pay, it may appear reasonable to accept the offer. However, you could end up shortchanging yourself. Again, you may not have the necessary skills and expertise to value your claim correctly. Consulting with personal injury lawyers gives you a better understanding of how much your claim is worth.

3. Insurance claims valuation is often understated

If you have suffered an injury, the insurance adjuster will value your claim and decide how much to offer. In most cases, their valuation is often understated. The initial quick settlement offer may omit important costs such as pain and suffering, emotional distress damages and other forms of compensation for psychological injuries. Seeking a second opinion from a lawyer will tell whether the insurance is shortchanging you. Personal injury lawyers have wide networks that include medical practitioners. In determining the value of your claim, the doctor will seek an assessment from a medical expert. This gives you an accurate figure.

4. Anything you say can be used against you

Insurance adjusters are excellent negotiators. They also record anything you say during the claims negotiations. If you make any contradictory statement they can use this to reduce the value of your claim or deny it altogether. For instance, if you say that you did not receive immediate medical attention, they can argue that your claim was not serious. It is best to let your lawyer handle the negotiations. Injury lawyers have dealt with adjusters before, and they will not be intimidated into settling for less.

5. Your chances are higher with legal representation

Historically, it has been established that people who seek legal representation stand to get more compensation than those who do not. Lawyers understand the law and case valuation. As such, an insurance adjuster may not attempt to shortchange you if you have representation. It is in your best interest to seek legal counsel. In addition to this, hiring the lawyer demonstrates that you are willing to go to court. Court cases are expensive for insurance companies, and they may give into your claim rather than drag the matter to court.

Personal injury lawyers can prove useful in securing you the compensation you deserve. To give yourself the best fighting chance, consult with a personal injury lawyer.

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Choosing The Experienced Personal Injury Lawyers

The sad fact of the matter is that at one point in your working life, the chances of being injured while on the job are quite significant. Today’s technology is ever-changing, but it is also incredibly dangerous and unpredictable. The role you take today, and each day after that, could be familiar and part of a routine, but the slightest change or alteration could set something off and end with someone being sent to the hospital. Upon arriving at the hospital, the medical bills begin piling up. Medication, rehabilitation, the ambulance ride to get there, they all cost thousands, if not tens of thousands. This can devastate a family.

Experienced Attorneys

Thankfully, there are personal injury lawyers who have practiced law for years, some for decades, who are experienced in dealing with such claims. Your cast will have barely dried before the first bills come piling in from the doctors and insurance companies. This is a confusing time for most people, all of whom will have significant questions and little guidance. An experienced personal injury lawyer is fully capable and prepared to handle all such questions. These individuals will guide you step-by-step through the entire claims process, helping you to achieve the end goal of receiving a damages award. A damages award is a payment from the liable party of the injury to cover your medical costs, emotional damages, and loss of hours from being unable to work your day job. All of these combined together can be an incredibly costly, significant event in your life.

One of the greatest benefits of personal injury lawyers these days is that they do not charge you if you do not recover during the case. Most attorneys work on a contingency fee, which simply means that if you do not win the personal injury case, then you won’t pay a single dime to the lawyer. Most, however, are quite good at their jobs and win court cases for their clients quite often.

Red Tape

Believe it or not, there is a lot of red tape involved with legal procedures, confusing medical jargon, and more than a bit of paperwork to complete before you ever see a court. An experienced attorney can navigate through all of this and teach you the necessary items required of you. They basically hold your hand through the entire process.

Investigations

An attorney generally has an investigative team on-hand who specialize in various areas, especially medical. This team will investigate your injury and discover who is really at fault from the incident. They provide highly important information for your case, which could mean winning or losing.

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